CROSSROADS :: BALANCED PORTFOLIO

INDIVIDUAL INVESTORS

ALL EQUITY PORTFOLIO | BALANCED PORTFOLIO | LIFE-STYLE INVESTMENTS

BALANCED PORTFOLIO

For those clients seeking to limit their short-term downside risk, but who are seeking a higher return than bonds, we we would recommend our Balanced Portfolio.

Our Balanced Portfolios typically consist of 70% equities and 30% bonds (actual percentages may vary). For the equity portion of the portfolio we use the same unique investment approach as used in our All Equity Portfolio that has experienced tremendous success in limiting downside loss while taking advantage of market growth.


	Crossroads vs Major Indices (Balanced Portfolio) (Calendar Year Return As of Dec.'07)

	2000	2001	2002	2003	2004	2005	2006	2007
Crossroads Investment Advisors, LLC	3.02 %	-2.74 %	-12.69 %	42.38 %	9.30 %	5.24 %	18.29 %	3.83 %
S&P 500	-9.11 %	-11.88 %	-22.10 %	28.68 %	10.88 %	4.91 %	15.79 %	5.49 %
Russel 1000 Index	-7.79 %	-12.45 %	-21.65 %	29.89 %	11.40 %	6.27 %	15.46 %	5.77 %

* Past performance is not a warranty for future returns.
** Performance figures are not shown as CFA Institute - (formally AIMR) compliant, and have not been independently verified.
+ While dividends are not automatically reinvested into their respective security, dividends are retained in clients's accounts and are, eventually, invested in securities chosen by Crossroads Investment Advisors, LLC.
‡ Data is based on actual averaged results received by clients of Crossroads Investment Advisors; all results shown are calculated net of advisory, transactional, and/or other fees.


For more information please contact us at your earliest convenience.